Create Single Transfer

post

https://api-uat.ncome.in/api/v1/bank-account/transfer

The Create Transfer Request API allows merchants to initiate a single fund transfer directly from an Escrow Account or Current Account to a registered Payee. Transfers can be made to the Payee's bank account via NEFT, RTGS, or IMPS, or to their VPA/UPI ID using "upi" as the payment mode.

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Body Params

accountId

string

required

This is the Hard Account Number from which the transfer has to be done

payeeId

string

required

This is the Payee ID of the beneficiary to whom funds will be transferred

amount

double

required

The request parameter "Amount" specifies the transfer amount, which must be a decimal value with up to 2 decimal places. The minimum allowable amount is Rs 1.

mode

string

required

The mode to be used to create the transfer. Available modes: rtgs, neft, imps, ift (for same bank transfer), upi (for UPI Payout) The payout modes are case sensitive.

purpose

string

"purpose" is an optional field

customerRefId

string

The customerRefId field allows you to pass your unique transfer reference number, helping you track and manage transactions within your system.

Headers

string

Defaults to */*

X-Client-Key

string

Defaults to {{X-Client-Key}}

x-api-key

string

Defaults to {{x-api-key}}

Responses

Language

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Response

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application/json

200200

400400

403403

500500